CMHC Eco Plus Program

Canada Mortgage and Housing Corporation (CMHC) Eco Plus Program offers a partial premium refund to homeowners who purchase climate friendly housing.

This program was formally called the CMHC Green Home Program.

Overview

Rebate amount

Up to 25% insurance premium refund

Who can apply

Homeowners with mortgage financing insured by Canada Mortgage and Housing Corporation.

Deadline

Application must be submitted within 24 months of the closing date of the mortgage.

Qualifying products

Purchase or construct a new home built to eligible building standards or purchase an existing home and make energy efficiency improvements.

Funding provided by

Canada Mortgage and Housing Corporation

Rebate amount

Available offer

Eligibility is assessed using the Natural Resources Canada (NRCan) EnerGuide Rating System. To qualify, your home must have an energy efficiency certificate or meet energy efficiency or greenhouse gas targets.

Options

Rebate

Purchase or construct a new home built to eligible building standards

Up to 25%

Purchase an existing home and make energy efficiency improvements

Up to 25%

Eligibility requirements

You must have CMHC home insurance.
Your home must meet one of the following eligibility requirements:
- meet eligible building standards; and/or
- meet Greenhouse Gas Emissions requirements; and/or
- meet energy consumption requirements
You have paid your lending institution for the costs of CMHC mortgage loan insurance.

Deadlines

Application must be submitted within 24 months of the closing date of the mortgage.
Supporting energy efficiency documentation can be no more than 5 years old.

How to apply

Before you Apply:

Download and complete the application form.
Send us the completed application form with your home’s energy certificate or report:
- Email: eemrefund@cmhc-schl.gc.ca | Fax: 1 800 245-9274
- Mail: 700 Montreal Road (Suite 1000), Ottawa, Ontario, K1A 0P7